Table of Contents
*Rates and fees may need to be amended to reflect current market conditions.
Welcome to Fast Forward Finance
Fast Forward Finance is an independent loans broker with longstanding experience in helping businesses secure commercial financing.
When you work with us, you take advantage of our industry knowledge and long-term experience in finding solutions tailored to the specific needs of business finance.
We offer alternative solutions to business loans designed to help clients raise the funds they need to grow their business.
If you are a business owner or manager looking for capital to meet your business needs, we may be able to put together a suitable loan package for you. Get in touch today to discuss your loan needs in detail.
A Trusted Capital Source for over Xnumber of Businesses
Over the years, Fast Forward Finance has helped a countless number of business raise the capital they need to fund pressing business projects, expand their operations, pay workers, and even invest in commercial property. This has made us one of the most trusted sources of business capital in the UK. Part of the appeal of working with a broker such as Fast Forward Finance is that we can expose you to a wide range of loan products and competitive rates, as we have a wide network of partner lenders we can put you in touch with. Join hundreds of business that have taken advantage of our skills and expertise to get commercial funding. Find out how here.
A Proven Track Record in Providing Commercial Loans
Our experience, track record and reputation in the commercial finance industry and our wide range of services ensures you will always find a financial solution that fits your business needs.
Whether it’s a secured or unsecured business loan, invoice financing or an asset-based facility, or even mix and match lending, our experts can get to know your business and provide a suitable finance solution.
Our Commercial Finance Specialist Team
Fast Forward Finance has a dedicated team of professionals in our Commercial Finance section, who understand business dynamics, and are therefore in a good position to handle your commercial finance loan needs.
It doesn’t matter if you are into property development and investment, manufacturing, retailing or consultancy, we have experts who have what it takes to provide support for your business.
Why not get in touch to discuss your commercial finance loan needs.
Can you get an Unsecured Short-term Commercial Loan?
Yes, you can. Fast Forward Finance is a specialist broker for all types and sizes of companies and offers a wide range of commercial finance products to eligible borrowers, including unsecured short-term commercial loans. We try to consistently find the best rates and loan conditions for our clients, specifically tailored to their needs. Our influential network reach enables our customers to receive exclusive rates and terms that are not available directly or through comparison services.
Unsecured loans for companies operating in the UK offer great advantages and both well-established companies and relatively new projects will benefit from their range of significant advantages.
You may find that an unsecured business loan from our partner lenders would offer quicker funding times, less paperwork and creative repayment options.
In a typical secured loan, small business owners are forced to put their homes up as collateral. As a result, if their company ends up failing or defaulting on the loan repayment, their most important personal asset is literally on the line.
You won’t have to worry about those types of things with an unsecured commercial finance loan. While no one plans to default on a loan, in the event that this happens, a lender won’t be able to step in and collect your home as collateral.
Borrow up to XXX with Fast Flexible Commercial Loans
The commercial loans we help UK businesses arrange are designed for small business owners and are quick and flexible.
If you qualify, you could borrow as much as £XXX and once everything checks out, your funds will be in your account when you need it. This finance can boost the day-to-day cash flow of your company or fill the holes in your working capital.
Commercial Loans for your Short-term Finance Needs
Finding business financing can make or mar your chances of business success and short-term business loans can be a crucial part of funding for small businesses, so it’s important to get the right one.
At Fast Forward Finance, we arrange short-term commercial loans ranging from £XXX to £XXX for between 3 to 24 months for eligible businesses. Not only can we ensure there are no early repayment fees, our partner lenders’ rates can be fixed or flexible, depending on your unique preference. If you are in need of a short-term commercial loan to solve the finance needs of your business, you are exactly on the right page. Get in touch to speak to an advisor, so we can find a suitable loan product for you.
Why use Commercial Finance?
- Provides working capital. Commercial financing means companies can prosper and meet their goals, regardless of scale, rather than actually losing out because they have to wait to raise enough cash to re-invest for themselves. Commercial lending is basically a means to provide companies with working capital when they need it.
- Short term funding. Commercial loans can be provided to a number of business organisations, typically to help with short-term funding requirements for operational expenses or to support the manufacturing process by providing funds for buying equipment.
- Helps to meet operational needs. Commercial short-term loans can be expanded to help the company meet more specific financial requirements, such as payroll support or the procurement of materials used in the production process. This means that commercial finance may be the solution to meet operational needs for businesses.
- Lowest rates. Commercial finance provides one of the most competitive interest rates of all loan types, (particularly as there are lots of loan providers in the industry) enabling business owners to access essential funding while keeping the operating costs lower.
Commercial loans also provide business owners with the most cost-effective loan option, with lower interest rates and flexible long-term payment plans. While eligibility may be difficult, a commercial business loan is always the ideal solution to get start-up money.
Who are Commercial Loans for?
Commercial financing can be accessed by a wide range of eligible businesses. Studies have shown that lack of sufficient finance is one of the causes of business failure in the UK, which is why our commercial loan products are designed to solve this problem, are ideal for start-ups, small and medium-sized companies (SMEs), and also much bigger companies as well. Regardless of the size of your business, its niche or your production/ service scale, you just might qualify for the commercial loan you need to get your business to the next level.
When Should you use a Commercial Loan?
Commercial loans are popular for a whole range of business scenarios:
- Financing a new business project or contract
- Financing expansion, both locally and internationally
- Financing property purchase, repair and refinancing
- Taking on new employees and handling employee salaries and benefits
- Buying and refurbishing business equipment, and lots more.
How Commercial Loans can help your Business
The concept is that commercial financing offers easy and inexpensive access to working capital to expand, develop and diversify when the company needs to. Commercial funding solutions can provide an invaluable lifeline especially for small and medium-sized enterprises (SMEs) with restricted cash reserves.
Commercial finance can be used to cover nearly any business expense at all. A business may use a commercial finance loan to take advantage of time-limited investment opportunities, launch new goods and services, expand into foreign markets or maybe move to a more suitable venue.
If your business is in a position to take advantage of business opportunities but has failed to receive financing from traditional banks, a commercial business loan from one of our partner lenders may be the lifeline that you need.
Let us help you explore commercial funding options so you can boost your business’ chance of success.
Different Types of Commercial Loans we Offer
Short-Term Commercial Loans
You might also need a short-term business loan to cover a lean period due to cash-flow constraints when waiting for a customer to pay. A short-term business loan may also be used to cover emergency situations such as when a critical piece of machinery or equipment that is required to deliver the product or service successfully breaks down.
At Fast Forward Finance, we may be able to help you get a suitable short-term commercial loan for your business needs. Contact us today.
Cash-flow Commercial Loans
If you need a cash-flow boost for your company, then this could be a perfect product for you. If you are trying to grow your premises or employees, take your business to the next stage or fill a cash-flow void, the perfect solution is a Cash-flow Commercial Loan. Commercial cash-flow financing is a simple and trouble-free loan of up to £XXX. Find out if you qualify for one.
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Tax Commercial Loans
Businesses are responsible for paying their tax bills, but this can happen at inconvenient times. If your company is unable to pay the bill, a commercial tax credit is a perfect way to spread tax demand through manageable monthly repayments. Fast Forward Financing may be able to help you get a suitable commercial tax loan for your business.
VAT Commercial Loans
Using a loan to fund your VAT bill can be the ideal solution if your business lacks the ready to cash to meet VAT commitments. With a VAT commercial loan, you can save the potentially costly late payment penalty on your VAT bills, as a fixed monthly interest loan will allow you to make more efficient use of your cash flow while avoiding costly penalties. Fast Forward Finance can source specially tailored VAT loans designed to help the business better control its cash flow. Request for more information today.
Equipment Commercial Loans
If your business can only operate with expensive and specialised equipment, Fast Forward Finance may be able to match you up with a suitable equipment commercial loan financer.
Our financing group of equipment lenders offers industrial finance solutions for the purchase, lease and repair of business equipment, spreading the cost over a few months to take the strain of your business finances.
Property Commercial Loans
At Fast Forward Finance, we can arrange tailor-made commercial property financing for residential and commercial properties, plus bridging finance and commercial investment loans for businesses, property developers and investors across a number of industries.
Over the years, we have formed strong bonds with a large number of commercial lenders and this ensures that we can provide a tailor-made package specifically tailored for you.
Development Commercial Loans
Businesses are frequently faced with having to find huge financial outlays to fund costs, pay for business expansion projects, or venture into new markets. Unfortunately, not every business has the amount of money they need for these expenses available at hand.
In situations such as this, a development business loan may be the ideal solution.
Fast Forward Finance has been helping countless numbers of eligible businesses access innovative development funding and business loans, designed to protect their cash flow and help the business grow.
Cash-flow problems can occur when customers delay in making payments or when the time to cash in on accounts receivables has not yet arrived. In situations like these, when businesses need an immediate cash infusion to stay afloat while waiting for customers’ invoices to mature, invoice financing might be the solution.
With invoice financing, your outstanding business invoices can be used as security to get a short-term loan. This form of loan is typically available only to businesses that rely on invoicing for managing payments.
Fast Forward Finance can work with you to come up with a suitable invoice financing plan, backed against the invoices you are being owned. Rather than waiting for customers to pay their invoices, by factoring them, you can put the money to work for your business faster.
Businesses can use asset financing to buy or lease the assets needed for business operations. The assets concerned may be anything from simple office equipment to vehicles and machinery depending upon the nature of your business.
Instead of stretching the cash flow of your business to pay for expensive assets, you can use this form of commercial finance to get the assets you need for your business’ operations and spread the cost into manageable monthly payments.
Fast Forward Finance partners with lenders who can provide qualified businesses with asset financing.
Business Lines of Credit
When you have issues with your cash flow you may be able to fix them by obtaining a business line of credit. Unlike other types of borrowing where you must pay interest on the entire amount you borrow, you just have to pay interest on the portion of your credit line you actually use.
To find out more about how a business line of credit can help your business, call PHONEXXX.
Auctions Commercial Loans
Property professionals can rely on us to source suitable commercial auction loans tailored to suit their circumstances. This loan option is especially worth looking into if you’re set to purchase assets such as buildings at an auction, where you’re most likely going to have to pay a deposit or make an offer upfront, and then need to clear the balance later.
Large Commercial Loans
At Fast Forward Finance, we strive to help creative and hardworking business owners in the UK to secure large scale commercial loans in excess of £XXX. So, whether you’ve found the ideal location or are looking to fund a capital-intensive project, we can help you source large commercial loans with a fixed or flexible repayment option.
Commercial Loans of up to £50,000
A £50,000 commercial loan can be all your small business needs to expand. A £50,000 business loan, for example, will help pay for such items as the cost of supplies, rent and marketing. Many small companies have enough money to get off the ground, with a £50,00 commercial loan, you can stay afloat and handle the bulk of your pressing business needs. Find out how to apply today.
Commercial Loans of up to £100,000
Not many small and medium-sized businesses can raise £100,000 to handle large scale projects. When you have the potential to expand your company, getting a loan for £100,000 can be a good option.
Lenders may request a personal guarantee, which is when one or more directors make a legal pledge to be personally liable for a loan if the company fails to repay. You’ll be putting your personal finances on the line under this kind of deal. To source for suitable loans of such an amount call PHONEXXX to speak to an expert today.
Unsecured Commercial Loans
Unsecured commercial loans are not just ideal for businesses with an impeccable credit rating and long financial history – start-ups and small businesses with no collateral and less than ideal credit ratings may also be able to access unsecured commercial loans.
At Fast Forward Finance, one of our core areas of competencies is seeking for lenders willing to give businesses unsecured commercial loans.
Why not get in touch to see if your business qualifies for an unsecured commercial loan?
No-credit-check Commercial Loans
It can be difficult to secure a commercial loan because you have a bad or poor credit background. Many lenders may not be willing to assist, or will require you to deposit assets as collateral. At Fast Forward Finance, we may be able to help you arrange business loans even if you have a less than ideal credit rating or insufficient equity in your collateral.
How to get the Right Commercial Loan for your Business
There is no one size fits all method when it comes to getting a commercial loan for your business.
It’s not something that you can decide on casually and it’s important that you invest the time and effort to ensure that you get the funding that best suits you and your company.
Financing should be viewed like any other business transaction, so do due diligence, look around and compare all the choices that are open to you. Fortunately, you can take advantage of a professional commercial loans broker such as Fast Forward Finance to make the process as seamless and hassle-free as possible.
What’s the Typical Interest Rate for a Commercial Loan?
Commercial loan rates differ depending on a number of factors; however, borrowers can expect to find commercial loans with rates ranging from 5% to 7%.
We can help you compare lenders and find the most competitive loan rates that will best suit your financial circumstances.
Commercial Loan Calculator
Using a commercial loan calculator is one of the easiest ways to ensure you make the right decision when you apply to finance your business with a loan.
Our commercial loan calculator can help you to measure the overall repayable amount on a business loan, or you can use it as a guide to figure out repayment options before looking for quotes on business finance.
What Kind of Fees are Involved in a Commercial Loan?
Interest: This is the interest rate that you are expected to pay on the loan amount. There are several factors that influence interest rates such as the loan term, loan amount, and type of collateral. That said, most commercial loans rates range from XXX% to XXX%.
Processing fees: This is what you will be expected to pay as a loan arrangement fee. The processing fee varies by lender but it is usually around 1% of the total loan amount.
Broker fee: Most commercial loans involve a broker fee, which is paid to the loan brokerage company for services rendered. Some lenders bear responsibility for the broker fee while others make it part of the borrowers’ charges. Whether or not you pay us a broker fee will depend on the lender you choose to work with.
Late payment fee: Virtually every lender will charge a late payment fee. This fee varies by lender, but no matter how low or high it is, it is best you don’t make late repayments a habit as this can quickly add up to become very expensive for your business.
What are the Term Lengths for a Commercial Loan?
Since this type of commercial finance is a specialist product offered by independent lenders, the term differs significantly from the ones offered by banks and the government. This type of loan has terms ranging from just a few months to ten years. Where a longer term is needed, we may be able to find lenders willing to accommodate you.
What are the Eligibility Criteria for a Commercial Loan?
Some lenders may do a soft credit check, while others will do a regular credit check (depending on your specific loan needs), but apart from the usual paperwork, your business may be required to show proof that is has been in operation in the UK for some time – usually, three years, that it is profitable, and that you have a clear repayment plan in place.
Advantages and Disadvantages of a Commercial Loan
With a commercial loan, unlike conventional financing, lenders do not get involved in the running of the business. They are only concerned in the business’ ability to repay the loan, in whatever way they intend to do so.
This means that with this type of business funding, you retain full control of the management of your business without external interference of any kind.
Commercial loans also tend to have a lower interest rate than unsecured loans, making it a suitable funding solution for businesses with adequate security.
Most importantly, commercial loans make for good financial planning for businesses as the loan payment plan is usually extended for a number of years, providing businesses with the opportunity to focus on other equally important aspects of their business such as marketing, R&D, and training staff.
Some of the disadvantages of this type of loan include the terms and conditions that borrowers are expected to stick to, which may include presenting business reports. Also, loans are usually secured against business or personal assets, which puts these assets at risk should the business fail.
Should you find yourself in a position where you need a commercial loan to move your business forward, working with experts such as Fast Forward Finance will help you avoid some of the pitfalls associated with commercial loans, especially if you are a first-time borrower. Speak with one of our experts today to discuss your commercial loan needs.
What can you use a Commercial Loan for?
- Purchasing, repairing or refinancing new and existing equipment
- Purchasing, repairing or refinancing new and existing business facilities and property
- Boosting cash flow and securing working capital
- Expanding business operations and sales
- Investing in research and development
- Hiring, training and paying staff
Why Choose Fast Forward Finance for a Commercial Loan?
Unsecured Loans Available
If you need fast access to funds but have no collateral against which the loan can be protected, we might be able to help you find an unsecured loan that may be more feasible than other sources of financing.
No Early Repayment Fees
At Fast Forward Finance, we try to get just providers who don’t seek early repayment payments from consumers who pay off their loans early. This ensures you are free to clear your debt before the end of the loan term without facing any penalty for early repayment.
Flexible or Fixed-term Payments
Through Fast Forward Financing, you’ll have the choice of a fixed or flexible repayment programme for your company loan. You just have to let us know what you’re not confident with and we’ll try to find a lender who understands your situation.
At Fast Forward Finance, we try to deal only with providers who have minimum lending procedures. There’s nothing standing between you and the funds you need, except very little paperwork and a simple credit check.
If you’re able to meet all the conditions stipulated by the lender, you can count on receiving the funds you’ve applied for in a very short time once the loan is accepted.
At Fast Forward Finance, the providers with whom we work are more interested in your business feasibility, loan security, and how you plan to repay the loan, rather than in your personal or financial circumstances. This means you can expect that they will make fair and rational decisions on all applications for loans.
We’re Easy to Work With
We strive to understand market dynamics and to use that expertise to provide a professional, courteous and attentive service and work with you to find the best funding solution with a versatile approach.
Stellar Customer Service
We at Fast Forward Finance aim to be a brokerage that can take pride in having a top-class facility and that are renowned for offering excellent customer support. We do business directly by telephone or in person and we are always happy to answer any questions that you might have and clarify the procedure. Our customer service endeavours to be world-class and worth emulating.
Transparency Every Step of the Way
We at Fast Forward Finance believe that all the contact between lenders and borrowers should be transparent.
To this end, all our processes are straightforward and transparent, so that everybody knows from the very beginning what’s involved. We have no secret fees and there are no surprises that can appear in the future.
Dedicated Account Executives
Another advantage to choosing us as your commercial finance broker is having a dedicated contact that you can speak to throughout the application process and during the term of the finance arrangement. Our team will be with you right from your initial enquiry and you can have the peace of mind knowing that you can contact us at any time.
Some of the Sectors we lend to:
- Retail businesses
- Bars and restaurants
- Hotels and B&Bs
- Hair and beauty salons
- Dentists and opticians
- Auto garages and MOT centres
How does the Application Process for a Commercial Loan work?
All of our business loans can be accessed electronically as conveniently and as stress-free as possible. The application process only takes a few minutes so that you can get back to running your business.
Our simple process entails these steps:
- Determine how much money you need, and why
- Check your credit
- Prepare your business for applications
- Source lenders from our network willing to consider your commercial loan application
- You are made an offer from one of our network of lenders
- Successfully sign up for your commercial loan and go ahead with the loan process as you have intended to.
How to Apply Online for one of our Commercial Loans
Applying for one of our commercial loan plans is very simple and stress-free:
Qualifying doesn’t take long. You can be eligible for a commercial loan as long as your company operates in the UK and can demonstrate proof of profit, a feasible exit strategy and sufficient security.
Easy Application Requirements
One great benefit of using a business loan broker such as Fast Forward Finance is that you avoid all the extensive paperwork and bureaucracy that is common with traditional lenders. Each part of our application requirement is simple and attainable and if you run into a problem, we’re always on hand to help.
Fast Forward Finance works with lenders who evaluate loan applications quickly and provide near-instant approvals. This means that you can know your loan status within a few hours of application.
Want to Check your Eligibility Before you Apply for a Commercial Loan?
Want to check to see if you qualify for a commercial business loan? Using the basic eligibility form provided on our site, you can verify your eligibility to apply for a loan. It is quick, easy and, above all. free.
Talk to a commercial loan advisor at Fast Forward Finance to get free advice and referrals to business support by submitting your question online or calling us directly. Send an email on EMAILXXX today or to speak with a financial advisor Call us on